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Difference Between Google Pay and Dwolla

With the spread of the term, online payment has emerged many of the online payment gateways became more prevalent around the world and we have already clarified many of these online payment portals. In this article, we will complete the clarification of these gates and we will clarify the difference between Google Pay and Dwolla.

Google Pay

It is a peer-to-peer payments service developed by Google that allows people to send and receive money from a mobile device or desktop computer at no cost to either sender or receiver.

It is structured to allow its patrons to send money to each other. To send money, a Google Pay user enters the email address or phone number of the recipient. The recipient must then link that phone number or email address to a bank account in order to access those funds. If the recipient also has a Google Pay account, the funds will post to that account directly.

When paying in stores, Google Pay doesn’t share user actual card number, so user information stays secure. Plus, the user can check out faster and easier with the device that’s already in the user’s hand no need to pull out the user wallet and wait for user chip to be read.

google pay

With Google Wallet, the user can check out across the web and in apps without having to enter any payment information. Catch a ride, buy tickets, or get that pizza ordered with a simple click or press of a button.

Fees, transfer times, and limits are pretty standard with Apple Pay Cash. You’ll be able to transfer up to $3,000, and will incur a 3 percent fee when using a credit card. Once you have money in your account, you can transfer it to your actual bank account in one to three business days.

Dwolla

It is a United States-only e-commerce company that provides an online payment system and mobile payments network. It transfers money directly from your bank account to the bank account of someone who you want to pay. It presents some services as follow.

Money transfer The ACH Network moves trillions of dollars a year. The problem? Most businesses don’t have direct access to the Network. That’s where Dwolla comes in. Whether you need to pay, collect or facilitate payments, integrate with our seamless API and use Dwolla to facilitate your payment requests through the ACH Network. Dwolla simplifies a complex process so you can handle payments in a way that actually pays off.

dwolla

Visualize Payments Manage customers, view transactions and find business trends with Dwolla’s user-friendly dashboard.   Dwolla’s sophisticated security practices offer solutions that give businesses confidence. That means managing and testing our controls until they meet Dwolla standards and then doing it all again.

For a $9 transaction, the Dwolla cost is $0. For a $100 transaction, the Dwolla cost is $0.25. For a $1000 transaction, the Dwolla cost is $0.25.

Vapulus

It is an Egyptian online payment company was founded in 2016. It aims to build a more financially inclusive society through advanced technology accessible to anyone. It acts as an intermediary between merchant and customer and offers many services. Vapulus gives an application that allows you to make many payment transactions with both end user and merchant also.

For End User

The app works for any situation that involves money user profiles can be linked to debit and credit cards, e-wallet accounts, and mobile wallets. Vapulus app users can frequently enjoy the latest offers, discounts or coupons/Gift Cards from their favourite merchants exclusively through Vapulus.

All transactions can be done with just a username, so users can feel secure about not sharing their private financial details with others when shopping online or in stores. Users can also pay their bills remotely with Vapulus.

It is an easy way to make online shopping and payment with PCI certified that make data security standards for stress-free shopping and payments. by using vapulus wallet user pay what they want whenever they want.

Merchant

it gives you a list of customers, it gives you space to display your products and finally gives you  Behavioral analytics and financial reporting adds up to a significant sum at the end of the year. Make sure it is done properly, real-time, and at no extra cost.

Any business can use Vapulus, even individual sellers without a storefront It gives them a store checkout page so their clients can easily pay online. The mPOS system provides detailed reports to merchants regarding transaction types and demographics for any Vapulus user that enters the store, whether or not they buy.

Vapulus is capable to integrate directly with the merchants’ normal POS machine, so the merchant will use our gateway channel to promote his business by launching virtual loyalty cards/Gift cards or coupons to his customers. This will incentivize customers to keep returning to the merchant for repeated sales and discounts.

Vapulus