Once you have all the wheels moving for your financial retirement, it is often difficult to wait
for that great and liberating day, but you have to take the time to make sure that there
are no details that have not been treated or that have been overlooked in the process
Most of us worry if we are able to maintain a certain level of income when
we retire and little else.
The problem is that maintaining the same level of income during retirement is
often not enough to get things going and take care of all your family’s needs during retirement.
Have you checked the insurance costs?
You should make sure that all your current insurance plans cover you during
retirement or at least that you have something in order until your Medicaid benefits
come into play.
It is not just about medical insurance.
There are all kinds of insurance coverage we need to avoid potentially huge amounts
of debt during our retirement.
Some of the common types of insurance that you need to include are:
home insurance, car insurance, health insurance, dental insurance, long-term
care insurance and life insurance.
Once you have taken care of your insurance for your financial retirement.
Have you set a budget that you and your partner can live with during retirement?
You must be absolutely sure that you agree on the budget or if the hard feelings
could develop over time. Talking about things can do so much and smooth many
ruffled feathers that you did not even know existed.
Did you draw plans to do things together and individually?
This is another thing that is important.
While you are a couple, you are still individuals with independent needs and desires.
Make sure you have time and money to pursue interests that attract you both
as individuals and those you like in pairs.
Do you have any special needs that should be addressed in your
Do you need a vehicle with disability access (they cost a lot of extra money in many
cases and they should be strictly budgeted when you make retirement plans) and you have a little hidden in your budget for emergencies that might arise?
Other important considerations include which invoices you have. Have your student loans been paid? How about those annoying high-interest credit cards? These can accumulate over time and you need to eliminate as many as possible along the way. You should also be very careful to make sure your house is paid and all taxes are taken. You do not want surprises that could jeopardize your security once it’s withdrawn.
The list may seem endless but every question is very important in the big scheme of things. You’ll have to make every effort to make sure there are no nasty surprises along the way. Those surprises could mean the difference in you that you will enjoy retirement and having to face the need to get back to work at a time during retirement, in order to replace the funds that must be spent for emergencies that were unexpected. Once you have all the answers to these questions and the answers are good, then you are ready to retire.
ما هى VAPULUS ؟
VAPULUS هي وسيلة دفع وتسويق عن طريق الهاتف وأقوى مزوّد حلول مدفوعات في الشرق الأوسط و جنوب افريقيا،
تقوم بتزويد الخدمة لكلا من رواد الأعمال والأفراد واضعين نصب أعيننا توفير
تجربة دفع رائعة للتاجر المصحوبة بمميزات التسويق الرقمي والتحليلات، حيث تتنوع وسائل الدفع الرقمي،
فإن نظام التشغيل يقبل بطاقات الصراف الآلي وبطاقات الإئتمان و المحافظ الرقمية علي حدٍ سواء،
مما يتيح الفرصة لتوفير خدماتنا لفئة الغير متعاملين مع البنوك بحرية.
تطبيق VAPULUS عبر الهاتف يمنح مستخدميه إمكانية الشراء عبر الانترنت والشراء من داخل المحال التجارية
ودفع فواتيرهم بالطريقة المفضلة لديهم من خلال الهاتف أو الجهاز اللوحي أو الحاسب الشخصي.