If you are responsible for creating your family budget, it is likely that you have had the unfortunate experience of having a brilliant budget plan that does not run well.
This happens to many families and couples, and with a little tweaking of attitude, you can solicit your family’s help in making your budget work.
Create a vision of the family budget. Talk to your spouse and your children about any budget restrictions you are facing, or any financial goals you wish to set up.
If you are completely honest about the bills and loans you have to pay, or your intention to save a certain amount for a family emergency fund (or a university fund), you can help your family better understand your collective financial situation.
This will allow them to change their perspective on the purchases they make and will help you to make sure that any money-laundering strategy you use is not countered by a subsequent spree by your teenager.
Another good technique is to create a list of usual expenses for a member of your family.
Together, identify the items you can eliminate to save a little extra money from your monthly income. By doing this, you are making your family participate better and see the contributions they can make to improve your family’s finances.
If your child has the habit of continually asking for money for minor and often unnecessary purchases, you can let your children learn how to manage the week’s allowance. With their money limited to the budget, they will realize the value of money.
Put a limit on the amount of expenses you make in a week.
The best way to do this is to set aside a fixed amount of money that you spend for a week. By putting this limitation on your spending, you are forced to prioritize spending on the most essential compared to other things.
Make it easier for your family to save more. How often do you eat out?
Most family budgets are skipped due to the frequency of meals and the exorbitant expenses that accompany this activity. Eating at home will reduce your expenses, not to mention allowing your family to bind to cook at home. Do you spend on routine purchases like coffee and newspapers? Reduce the milk and paper and put aside the amount you would otherwise spend. The collective saving of your family will surprise you.
Finally, do not be afraid to create a more efficient driving path, as well as group activities in one car trip. In this way, you can save a lot on time and also on petrol and car expenses.
ما هى VAPULUS ؟
VAPULUS هي وسيلة دفع وتسويق عن طريق الهاتف وأقوى مزوّد حلول مدفوعات في الشرق الأوسط و جنوب افريقيا،
تقوم بتزويد الخدمة لكلا من رواد الأعمال والأفراد واضعين نصب أعيننا توفير
تجربة دفع رائعة للتاجر المصحوبة بمميزات التسويق الرقمي والتحليلات، حيث تتنوع وسائل الدفع الرقمي،
فإن نظام التشغيل يقبل بطاقات الصراف الآلي وبطاقات الإئتمان و المحافظ الرقمية علي حدٍ سواء،
مما يتيح الفرصة لتوفير خدماتنا لفئة الغير متعاملين مع البنوك بحرية.
تطبيق VAPULUS عبر الهاتف يمنح مستخدميه إمكانية الشراء عبر الانترنت والشراء من داخل المحال التجارية
ودفع فواتيرهم بالطريقة المفضلة لديهم من خلال الهاتف أو الجهاز اللوحي أو الحاسب الشخصي.