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Ten practical tips that save money

Saving money is not as difficult as it seems. Here are ten practical tips you can do to start saving money, without changing your lifestyle.

1. Replace incandescent bulbs with compact fluorescent bulbs (CFL). CFL bulbs consume 80% less energy than incandescent bulbs, but they give the same illumination. Be sure to buy only lamps and bulbs that are Energy Star rated to ensure quality compliance.

2. Make a list when you go to the grocery store and stand firm! Anything that is not on the list is not a “need”, but simply a “wish”, so avoid shuffling your pockets for unnecessary items. Buy non-perishable bulk consumables to benefit from bulk discounts.

3. Use coupons when available. Take the time and have the patience to cut and organize food stamps. When added together, the savings from using all the coupons on a shopping trip can be $ 20- $ 30. Buy coupons to eat and buy online and print them at home. Doing so can save you at least 50% on the face value of the coupons.

4. Buy online, whenever possible. Online stores transfer their savings from rental costs and storage to the online consumer, so they can afford up to a 70% discount on their rack price. When shopping for items online, first search on Google along with the word “discount code.” This can give you more reductions in the item you want to buy. Also try the online offers: offer at least a 75% discount on the original purchase price, for practically new items (slightly used!).

5. Bring lunch to work. Buy french fries and soft drinks at the supermarket and make a homemade sandwich and pack them in a brown bag.

6. Eat homemade dinners as often as possible. Plan menus that are practical and easy to cook to encourage eating at home. Save money by dining only on special occasions.

7. Use daily pantry items for skin and body care. Cucumbers, honey, milk, lemon, salt and baking soda are some items in your home that can also be used to care for your skin.

8. Avoid purchases to eliminate stress. Try walking through the park or watching a movie instead.

9. Bring your own refreshments and snacks when you watch a movie. The cost of soft drinks and snacks is at least 25% higher in movie theaters. Also, homemade popcorn tastes much better: you can put as much salt and butter as you want!

10. Pay your credit card balances each month and avoid financial charges. Better yet, use cash as much as possible, unless the use of plastic provides you with a better offer (0% interest on purchases of appliances or cash refunds).

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