It’s easy to get caught up in the rush when you’re in college. In the middle of the study, the part-time jobs, the socialization and the extracurricular activities that you have, it is very likely that you forget one of the most important things, which is to straighten your finances.
Here are some tips on how you can save money as a student:
1. Plan in advance.
If possible, do this even before moving to your bedroom.
Check if you are eligible for scholarships and other grants before enrolling in any form of student loan.
Build a cash flow. First, where do you expect to get money from? Make a list of your “income”, either from your parents, your student loan or your part-time job.
Then predict your expected monthly or weekly expenses for food, books, etc. Once you have reserved a budget, be strict with yourself and comply with it.
You will never know what unexpected expenses would present themselves, so it is better to have a fall due to financial emergencies.
2. Save on food.
One of the main expenses he has as a student that he might have ignored while still living with his parents is his food allowance. Avoid eating at fast food establishments, as it is very likely to ruin your budget. Prepare your lunch and plan your meals as much as you can.
3. Make the most of student discounts.
Those IDs in your wallet are not just to show. Student IDs and memberships in organizations are honored at various establishments that offer discounts.
Also, sponsor a certain establishment regularly and you will get bonus cards for being a loyal customer.
4. Use your cash as much as you can.
As you already have a draft of the items in which you will spend your money, it is easier to control your cash flow. Avoid using your debit card when you have cash with you. Use your credit cards or write checks only in case of emergency. Having debit cards, credit cards and checks at hand can lead you to spend excessively.
5. Stay busy.
Join the clubs according to your field of interest.
Keeping busy will let your mind wander and help you stay away from the things you are likely to spend money on when you get bored. Examples of these are refreshments, movie tickets or game rentals.
You will be surprised at how much money you will actually save by spending less on luxury items, following your budget plan and saving for financial emergencies that you are more likely to get as a college student.
ما هى VAPULUS ؟
VAPULUS هي وسيلة دفع وتسويق عن طريق الهاتف وأقوى مزوّد حلول مدفوعات في الشرق الأوسط و جنوب افريقيا،
تقوم بتزويد الخدمة لكلا من رواد الأعمال والأفراد واضعين نصب أعيننا توفير
تجربة دفع رائعة للتاجر المصحوبة بمميزات التسويق الرقمي والتحليلات، حيث تتنوع وسائل الدفع الرقمي،
فإن نظام التشغيل يقبل بطاقات الصراف الآلي وبطاقات الإئتمان و المحافظ الرقمية علي حدٍ سواء،
مما يتيح الفرصة لتوفير خدماتنا لفئة الغير متعاملين مع البنوك بحرية.
تطبيق VAPULUS عبر الهاتف يمنح مستخدميه إمكانية الشراء عبر الانترنت والشراء من داخل المحال التجارية
ودفع فواتيرهم بالطريقة المفضلة لديهم من خلال الهاتف أو الجهاز اللوحي أو الحاسب الشخصي.