You’ve known the credit card for a long time.
It is said to be your last computer when you go shopping.
Plastic can even be a best friend for a happy buyer.
Taking into account the current times, this plastic seems to be the least practical
option that exists. Actually, it is the most convenient tool used for consumption
when you do not have cash. It attracts you to spend.
Is there any way your credit card will be useful for your savings efforts?
Yes, there are actually ways in which plastic can be useful.
Actually, you CAN save money with that credit card.
0% Balance Transfers
If your current credit card has high interest, you can transfer your balance to one with a low interest or no interest at all. You can offer a 0% interest for a certain period and then a lower regular rate later. An interest rate of 19% can be transferred to one with 16.1%. The difference of 2.9% means a lot, especially in the long term.
Lower interest rates
Look for one with the lowest rate among others to maximize even more having a credit card.
This definitely means savings.
If you still do not have a balance, it is better to look for a card without annual fees.
Take extra precautions, too, assuming that the lowest interest rate is the best for you.
Factor in your shopping habits.
You may be attracted to low rates, but the end result may not be desirable
if combined with annual and similar fees.
The reward points system and the rebate programs are now offered.
This can save you money.
Maintaining a low balance despite your frequent purchases will give you
a maximum of 5% discount on purchases.
There are even cash refunds of up to 5% when you use the credit card
at certain service stations, convenience stores and groceries.
This can be automatically applied to your bill, the more you can feel the savings you are making.
Maximizing the experience
To reap the rewards, you must avoid the inconveniences.
A prudent person will definitely look for the best deals and take it immediately, but with some caution.
Therefore, it is necessary that you read the details. Check the fees that can be charged and the penalty fees in case it is delayed. This may be the disadvantage of the offer that is offered. For example, be careful with the cash advance features of credit cards. Some of them can be very expensive. They can come with numerous rates and higher rates.
Be cautious! Spending can not be avoided at times. Just do not forget your goal, get a good deal to save.
ما هى VAPULUS ؟
VAPULUS هي وسيلة دفع وتسويق عن طريق الهاتف وأقوى مزوّد حلول مدفوعات في الشرق الأوسط و جنوب افريقيا،
تقوم بتزويد الخدمة لكلا من رواد الأعمال والأفراد واضعين نصب أعيننا توفير
تجربة دفع رائعة للتاجر المصحوبة بمميزات التسويق الرقمي والتحليلات، حيث تتنوع وسائل الدفع الرقمي،
فإن نظام التشغيل يقبل بطاقات الصراف الآلي وبطاقات الإئتمان و المحافظ الرقمية علي حدٍ سواء،
مما يتيح الفرصة لتوفير خدماتنا لفئة الغير متعاملين مع البنوك بحرية.
تطبيق VAPULUS عبر الهاتف يمنح مستخدميه إمكانية الشراء عبر الانترنت والشراء من داخل المحال التجارية
ودفع فواتيرهم بالطريقة المفضلة لديهم من خلال الهاتف أو الجهاز اللوحي أو الحاسب الشخصي.